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How to Compare & Apply Credit Cards Online for Instant Approval

In this comprehensive guide, we will walk you through the steps of finding and applying for pre-approved credit cards with Pricemint.

Step 1: What is Your Employment Status?

The first step in the journey towards your ideal credit card is understanding your employment status. Pricemint recognizes that different people have varying financial needs and circumstances, and your employment status plays a crucial role in determining the right credit card for you. Here are the options you can choose from:

  1. Salaried: If you are a salaried individual, you have a stable monthly income. Pricemint can help you find credit cards tailored to your specific salary bracket and lifestyle.

  2. Self-Employed: Self-employed individuals have fluctuating incomes. Pricemint understands this and can match you with credit cards that provide flexibility and benefits suitable for entrepreneurs.

  3. Business Owner: Business owners often have distinct financial requirements. Pricemint can assist business owners in finding credit cards that cater to their professional needs.

  4. Student: For students who are just starting their financial journey, Pricemint offers options tailored to part-time income and student lifestyles.

Step 2: What is Your Income?

Once you’ve selected your employment status, the next step is to provide details about your income. Pricemint recognizes that your financial situation is unique, and therefore, offers different criteria for different employment statuses.

  • In-Hand Monthly Salary: For salaried individuals, Pricemint asks about your in-hand monthly salary. This information helps identify credit cards that align with your income level. Whether you earn ₹10,000 or ₹250,000, Pricemint can match you with suitable credit card options.

  • Annual Turnover or Income for Self-Employed and Business Owners: If you’re self-employed or a business owner, Pricemint understands that your income can vary throughout the year. You can provide your annual turnover or income to find credit cards that accommodate your financial fluctuations.

  • Part-Time Income for Students: Students can specify their part-time income, allowing Pricemint to recommend credit cards that are accessible and beneficial for individuals pursuing education.

Step 3: Tell Us Your Location

To personalize your credit card search, Pricemint needs to know your location. You can do this in two simple steps:

  1. Enter Your 6-Digit City Pin Code: This quick step helps Pricemint identify your location accurately, ensuring that you receive recommendations relevant to your city.

  2. Type Your City Name: To further refine your search, input your city name. Pricemint uses this information to match you with credit cards available in your city, considering local offers and promotions.

Final Step: Share Your Personal Information

To assist you in securing the ideal credit card, Pricemint requires some personal information to ensure that you’re eligible for the recommended cards. Here’s what you’ll need to provide:

  • Your Name: Enter your full name, which will be used to personalize your credit card application.

  • Your Email Address: Provide a valid email address where you can receive offers and updates related to your credit card application.

  • Your Phone Number: Input your phone number, including the country code, to enable easy communication and verification.

By clicking the “Get Offers/Apply Now/Continue” button, you accept the Privacy Policy, ensuring that your data is handled securely and in accordance with applicable regulations.


Pricemint is your trusted partner on the journey to financial empowerment. With its user-friendly platform and step-by-step guidance, you can find and apply for pre-approved credit cards that align with your employment status, income, location, and personal preferences.

Whether you’re seeking to build your credit, enjoy rewards, or meet specific financial goals, Pricemint is dedicated to helping you unlock your financial potential. Take control of your financial future today with Pricemint’s credit card comparison and application services. Your perfect credit card is just a few clicks away!

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